CA Car Insurance

Looking for the best auto insurance in California? Look no further than Eugene C. Yates Insurance Agency. Our California insurance agents will make sure your CA car insurance meets your needs. Whether you need auto insurance in San Francisco, car insurance in Sacramento or anywhere in California, Eugene C. Yates Insurance Agency can provide you with an affordable auto insurance policy and the professional service to back it up. Get your free California auto insurance quote today!

California Home Insurance

Are you overwhelmed shopping for California home insurance? The California insurance professionals at Eugene C. Yates Insurance Agency can help. We will shop the top carriers to find you the CA home insurance that fits your budget and protects your home. So whether you need San Francisco, Roseville, Lodi or Sacramento home insurance, we’ve got you covered. To learn more contact us today!

California Business Insurance

Eugene C. Yates Insurance Agency knows what it takes to protect your California business. We will look at your businesses specific needs and create the California business insurance plan that best suits your needs and budget. We can combine products like general liability, commercial auto insurance, and California disability to make sure every aspect of your business is protected. Fill out our free business insurance quote form to start saving on your California business insurance.

Life Insurance in California

Eugene C. Yates Insurance Agency knows the ins and outs of the California Life Insurance market. We will help navigate you through the process of selecting the proper life insurance for your lifestyle. We will explain the pros and cons of your various life insurance options. Whether it’s term life, whole or universal life insurance, Eugene C. Yates Insurance Agency will find the California life insurance solutions for you.

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Flood insurance

Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Homeowners insurance does not cover floods. Purchasing a flood insurance policy through Eugene C. Yates Insurance Agency can protect you.

Although it may not seem as necessary as homeowners insurance, flood insurance is important if you want to keep your home safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.

Different types of policies are available based on your property’s location and flood history:

  • Standard Flood Insurance Policies

    If you live in a community that participates in the National Flood Insurance Program (NFIP), your building and its contents can be covered by a standard flood insurance policy. The NFIP was established by the Federal Government to help communities who “voluntarily participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage.” To be considered a flood, the waters must cover at least two acres or affect at least two properties. You must apply for building coverage and contents coverage separately if you choose to invest in a standard flood insurance policy.

  • Preferred Risk Flood Insurance Policies

    If your home or business is in a low or moderate risk zone, your building may qualify for a low-cost preferred risk policy. While you aren’t required to purchase flood insurance in low-to-moderate risk areas, a preferred risk policy will protect your home and its contents if you are affected by a small flood or a larger flood that has extended into your low-risk area. In truth, many flood insurance claims occur in low-to-moderate risk areas.

Don’t wait until it’s too late. Contacting Eugene C. Yates Insurance Agency today will get you on the path to flood protection with an affordable and comprehensive insurance policy.

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